Employment practices liability insurance: What small businesses should know If an employee sues your business for sexual harassment, discrimination, or wrongful termination, employment practices liability insurance can help your business resolve the lawsuit. If you’re a small business owner with employees, getting workers’ compensation insurance is probably a pretty easy call. It saves you the […]
How dentists can avoid malpractice claims and lawsuits A dental malpractice claim can be expensive, with settlement costs ranging from tens of thousands to $1 million or more. You can reduce your chances of a claim through communication and documentation. Avoiding claims in the first place can help you avoid costly litigation, as well as […]
10 tips to help you buy small business insurance The range of options for small business insurance can be overwhelming. Learn how to choose the right coverage for your small business. Every small business owner needs to manage risk, and selecting insurance is among the easiest, and best, ways to do that. The right insurance […]
What is a workers compensation insurance audit? Your business may change over time and look different from what you originally estimated when you purchased workers compensation insurance. Learn what to expect when your insurer carries out an audit of your employee company. Workers’ compensation insurance covers medical expenses and lost wages when they suffer a […]
How to protect your tech company from 6 common startup risks Every technology start-up faces business risks, from funding issues to legal troubles. Here are some of the most common startup risks for tech companies and how to protect against them. Launching a new technology company is difficult even for the most experienced entrepreneurs. It’s […]
Is seasonal business insurance right for your business? While seasonal business insurance is an option for some, most business owners would benefit from investing in ongoing coverage for their small business. Commercial insurance is a good investment for most small businesses, regardless of industry. But what about small businesses that operate seasonally? When it comes […]
Errors and omissions legal tips for real estate professionals If a client finds that your professional services have resulted in financial loss, you may be liable. Real estate and title business owners are particularly vulnerable to professional liability (errors and omissions) lawsuits because they handle expensive property transactions. Because there are thousands of ways a […]
What is key man insurance? Key man insurance could benefit your business if you have non-renewable personnel. Some businesses depend on the leadership or knowledge of certain individuals. Key man insurance is designed for a business that wants protection against the loss of a vital member of their team. This insurance policy is essentially a […]
How can entrepreneurs prevent copyright infringement? Familiarize yourself with copyright laws to protect your business and ensure you are not infringing on the rights of others. Even if your business is not in a creative industry, you could be at risk of copyright infringement, which occurs when someone uses intellectual property that belongs to you […]
8 workplace safety tips for employers Fostering a safe working environment protects your employees and your business, as well as saving you money. Developing a culture of safety in your business is important. As well as protecting your employees and customers, workplace safety can also save you money. The fewer workers’ compensation claims that are […]
8 top tips: how to compare small business insurance quotes These 8 steps can help you compare business insurance quotes and find the right coverage for your business. Finding the right small business insurance is about more than looking at how much you’ll pay in premiums. There are a number of factors to consider, such […]
What you need to know about the risks of remote working Learn what your workers’ compensation, cyber liability, and commercial property insurance covers when employees telecommute. The coronavirus (COVID-19) pandemic suddenly turned working from home from a privilege to a necessity. For many businesses and their employees, remote working has become the new normal in […]
How to write an insurance cancellation letter If you need to cancel a small business insurance policy for some reason, be sure to follow your insurer’s procedures and file a written cancellation letter. Nothing in life is forever. That includes your small business insurance, which you may need to cancel at some point. If that […]
What are insurance premiums, policy limits, and deductibles? Knowing about key insurance terms can save you time and money when shopping for commercial insurance. Similar to other niche industries, small business insurance has unique words and phrases that may be unfamiliar to business owners exploring commercial insurance options for the first time. Three words you […]
tipgist.com
